The fund-selection screen Maya Chen sees mid-enrollment inside her retirement-plan portal: a navigation bar, the four-step enrollment trail with the Investments step current and Confirmation still ahead, an instruction to allocate to 100%, a tiered list of funds (target-date, core index, actively managed, company stock) with each fund's expense ratio highlighted and an allocation box, Maya's 100% placed on the index target-date fund, a running allocation total of 100%, and a Continue button.
Meridian Retirement
DashboardEnrollDocuments
MC
EligibilityContributionInvestmentsConfirmation
Choose how your contributions are invested
Your allocations must add up to 100% before you can continue. Tip: the expense ratio is the number to read on every line.
FUND
EXPENSE RATIO · read this
ALLOCATION
Tier 1 · Target-Date Funds — One fund = a complete, self-managing portfolio
Meridian Target Retirement 2065 Index
MTRBX
0.08%
100%
Meridian Target Retirement 2060 Index
MTRAX
0.08%
0%
Cornerstone Active Target 2065
CSTFX
0.62%
0%
Tier 2 · Core Index Funds — Building blocks for a do-it-yourself mix
Total US Stock Market Index
MTSMX
0.04%
0%
Total International Stock Index
MTISX
0.06%
0%
Total US Bond Market Index
MTBMX
0.04%
0%
S&P 500 Index
MFXIX
0.03%
0%
Tier 3 · Actively Managed Funds — Managers trying to beat the market — pricier
Apex Growth Fund
APGWX
1.00%
0%
Apex Equity Income Fund
APEIX
0.84%
0%
Tier 4 · Company Stock — Your employer's shares — keep small, if any
Northpoint Systems Inc. Stock Fund
NPSSX
0.05%
0%
100% allocated· 0% remaining
Fictional specimen for educational use. Fund names, symbols, and expense ratios are illustrative and refer to no real fund. Investing involves risk, including possible loss of principal.