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Capital gain

Profit from selling an investment for more than you paid.

Why it matters

Short-term gains (held ≤1 year) are taxed as ordinary income. Long-term gains (held >1 year) are taxed at 0%, 15%, or 20% depending on income — a big incentive to hold appreciated investments for at least a year.

See also

Educational only — not financial, tax, or legal advice.