Credit score
A three-digit number lenders use to estimate how likely you are to repay a loan.
Why it matters
FICO and VantageScore both range from 300 to 850. Payment history and credit utilization drive most of the score. Scores above ~740 typically qualify for the best rates on mortgages, auto loans, and credit cards.
Learn deeper
PF101 — Credit scores and FICO
See also
Educational only — not financial, tax, or legal advice.